Monday, June 9, 2008

Gas Prices > $4.00 / gallon

Gas is at the highest price it as ever been. So why are people still driving 80 MPH on the freeways? SLOW DOWN and stop complaining about the cost of gas. Why are you still driving the gas guzzlers? If you have 4 kids, I can understand the need for an SUV or minivan. But otherwise, it is partly your fault that gas is so high. You demand more gas, which dries up the supply ... all of which causes the price to go up. So slow down and buy a car that uses less gas.

Friday, April 18, 2008

Girl-illas

http://www.cbsnews.com/stories/2008/04/08/national/main4000740.shtml

What is the matter with teenaged girls these days? To beat a "friend" senseless and videotape it for YOUtube. They do not care about right and wrong and are completely self-centered. They showed no remorse and were worried about not being able to get to cheerleading practice. What is the proper punishment for these girls? Send them to Iraq. Send them to boot camp in the Marines and then ship them off. They will learn a sense of responsibility to others and a sense of morality.

Their behavior is completely UNACCEPTABLE. And their parents are trying to defend them by saying that the victim provoked it by saying insults on MySpace. How stupid are the parents and they pass that stupidity on to their children. Never, ever is violence an acceptable response to words that one does not like. Hurt feelings is the price we as a society pay for freedom of speech. Another shameful example of the death of common sense. SHAME ON YOU GIRLS AND SHAME ON YOUR PARENTS!

Thursday, April 3, 2008

Dressing like a slut or prostitute


You can't expect people to take you seriously if you dress like this. Don't complain that men treat you like a sex object. And the other women who complain about how you dress are not jealous. They are mad, because you are setting women back. Many women worked hard to be treated the same as men and to have the same opportunities. Dressing like a slut reminds men that women can be treated like sexual playthings instead of equals.
You also have to wonder what it is about the attention that you desire from dressing like a slut. It is likely from a lack of self-esteem, so you need validation from others about yourself. However, the attention that you get is not the attention you want or deserve.
If you dress like a tramp, then you should be expected to be treated like a tramp. Who is going to respect you for who you are? Displaying your body as if it were for sale, will result in people treating you as if you were for sale really cheap. Is that what you want?

Monday, March 24, 2008

Are you money smart?


I am amazed when someone who is barely getting by decides to run out and buy a brand new car. First, it is money dumb to buy a brand new car. You sign a loan to pay $20,000 for the new car. But as soon as you drive the car off of the lot, the car is worth $18,000. So you lost money. If you sold the car as soon as you drove off of the lot, you would still owe $2000. That is money DUMB!





But it is really DUMB to buy a brand new car and make payments when you are having a hard time paying your rent and other bills that you need to live. The argument that is most often made is that "I need a car to get back and forth to work, so that I can pay my bills." True, but you do not need a brand new car.
The next argument that I will save money on repairs with a new car. Really? Does the cost of higher registration and insurance payments approximate any occasional repairs that you might have to make? NO!
Common sense says buy only the car that you can afford and rarely that is a new car.


Thursday, March 13, 2008

100% effective birth control




With one in four or 25% of teenage girls having a sexually transmitted disease, it is time to talk about a method of birth control that is 100% effective. It is 100% effective against sexually transmitted diseases and unwanted pregnancies. Yes folks, it is called Abstinence. Refrain from any form of sexual contact until such time as you are married. Yes, that means kissing too. You can get herpes simplex from kissing. These are also called cold sores.



Tuesday, March 11, 2008

You are responsible for yourself

It amazes me when people sit back and wait for someone to come rescue them from some disaster: financial, natural, or otherwise. You cannot count on the government or some other entity to come to your rescue, especially if you are poor or a minority. Just look at what happened after Katrina and compare that with the response to the wildfires in San Diego, CA.

People get mortgages that they cannot afford and turn to the government to bail them out. People have children that they cannot afford and turn to the government to pay for their children. People live with their parents or other relatives and sponge off of them. You are responsible to pay for yourself and your minor children.

How can you prepare to take care of yourself in a natural disaster?
1. Have one week's supply of food in your house at all times
2. Have 21 gallons of water per person in your house
3. Keep your car's gas tank at least 1/2 full at all times
4. Have at least $100 in small bills in your house at all times
5. Have a plan for each and every disaster that can hit your area
6. Do some research and determine what you need to do for those disasters and how to prepare

How can you take care of yourself financially?
1. Get a job, if you do not have one.
2. Get an education, if you want a better job
3. Make a budget and don't spend more money than you make
4. As part of your budget, set aside at least $10 a month in savings that you only touch in emergencies
5. Use birth control and plan when to have your children
6. Do not assume that someone else is going to pay your way, you have to pay your own way

Wednesday, February 27, 2008

Too Good To Be True

It seems as if person after person is falling for scams that are so obivious.
One example is where a person receives a phone call and is told that they need to give information to the caller in order to get their rebate.
http://www.irs.gov/newsroom/article/0,,id=178061,00.html

Another example is where people seem to think that money should rain on them and that they win some foreign lottery without even entering. Come on people, think about it. How can you win something if you did not enter? Why do people fall for this scam? Greed, plain and simple. The desire to get something for nothing is what cause people to fall for this scam.
http://www.scambusters.org/foreignlottery.html

Someone you never met before wants you to cash some money orders for them and send them the cash. They usually offer to let you keep some of the money for your trouble. This person usually finds you through a dating site or simply IMs you out of the blue. They will chat with you for awhile to establish a rapport, then comes the big bang. Don't fall for it. If you refuse, see how quickly the person who professed he loves you drops you.

http://postalinspectors.uspis.gov/radDocs/consumer/moalert.htm

Common sense says if it is too good to be true, then it is. No one rains money on you.

Tuesday, February 19, 2008

American Idol Wannabe







Twenty years ago, American Idol would not have been a success. It is successful now, because we have raised a generation of children who are unable to realistically assess their skills. When you tell your children, you can do anything that you want to do and be anything that you want to be, that was to help people overcome racial and gender obstacles. Hillary Clinton and Barak Obama are demonstrating that racial and gender obstacles are less today then twenty or thirty years ago.



However, today's youth have learned that they can do anything they want to do irrespective of talent or ability. You merely have to watch the first few episodes of American Idol to see people embarassing themselves on national TV, because they think that they can sing. Parents have forgot to tell their children along with being able to do anything that you want to do that you also need hard work and God-given talent. Wanting something really bad is not enough to be able to get it always.



The average height of an NBA player is 6'7". However, Earl Boykins, who is only 5'5", plays in the NBA. Earl, as a child, had a desire to play basketball. But a desire is not enough. Not all men who are 5'5" tall that want to play in the NBA will be able to do it, because desire is not enough. You need desire + hard work + God-given talent.

So yes, you can be anything that you want to be. However, it won't happen if you do not have the talent. It also will not happen without hard work on your part. You need to learn to assess your abilities. Just because you want to be a singing sensastion, doesn't mean that you can sing.

Common sense says assess your abilities and be real. There is nothing wrong with changing your dream once you learn that you lack the ability to do what you want to do.



Saturday, February 16, 2008

Droopy Drawers


PULL UP YOUR PANTS!


Why do people wear pants that are way too big and then pull them down so their underwear hangs out? No one wants to see your underwear. If we wanted to see your underwear, we would not have invented pants.


"I wear them like that because it is cool and that is the style." Really? Who thinks it cool? Not anyone over the age of 30. Not anyone under the age of 15. Looking like you are wearing your really big brother's handmedowns is not cool.


"I wear my pants hanging down, because it is sexy." You know who else's pants hang down like that? A baby with a full diaper. Since when is looking like you are carrying a full load and waiting for mommy to come change your diaper sexy?


"I wear baggy pants, because it makes me look tough." Yes, the look of baggy pants did start in prison. You are wearing the handmedowns of the just released prisoner and eventually you will lose weight, because the food in prison is not appetizing. But does that make you look tough? Will you look tough with your pants down around your ankles as you are running from the popo? No, it makes you look like a fool.


"I don't conform to society's demands of attire." If you were the only person in the world doing it, then you would be a nonconformist. But conforming to a "nonconformist's attire" is conformity. If you want to be original, get a pair of pants that fits and wear them at your waist.


If Mr. Droopy Drawers and Mr. Pants that Fit applied for a job. Nine times out of ten Mr. Pants that Fit would get the job.

Tuesday, February 12, 2008

Sticks and Stones

If you watch the news lately, you will see that parents are not teaching their children ... sticks and stones may break my bones, but words will never hurt me. For those of you who have never heard this ... it means that no matter what a person may say to you or about you, it is words and don't really hurt you. It also means that you should not respond to words with sticks, stones, fists, guns, etc.

So what if someone calls you a name or says something about you? I know that you will say "it hurt my feelings." And your logic says, if she hurt my feelings, I can hurt her body. That is not logical. For example, if Sue says "John is stupid." Is the correct response of John to pull out a gun a shoot Sue? Or is the correct response of John to punch Sue in the nose? NO!

The proper response to words is words or even better ignore it. Why should John care if Sue thinks that John is stupid? {insert any words for stupid} John should not care. John should tell Sue "Sticks and Stones may break my bones, but words will never hurt me" and walk away.

Common Sense says do not respond to words that you do not like with fists or other mechanisms of violence. Common Sense says use your brain and respond accordingly.

Monday, February 11, 2008

Cosign? Don't sign!

Someone you know comes to you and tells you that they need you to cosign a loan for them to get a car, apartment, house, loan, etc. Think first.
1. Why does this person need a cosigner? They need you because you have good credit and they have bad credit. You have good credit, because you pay your bills. They have bad credit, because they don't pay their bills.
2. If they don't pay other bills, why do you think they are going to pay this bill?
3. Have you completely reviewed this person's financial information to determine if they will be able to pay this loan? If someone is asking you to cosign, then they should open up their books to you. You need to know that they are able to pay this bill.
4. Are you married to this person? Are you a parent to this person? Any other relationship, DO NOT COSIGN. If you are just living with this person, then what happens when you break up? If you are married, then the court handling the divorce takes care of who has to pay this debt. If you are a parent, then you need to stop enabling your adult child and force them to stand on their own two feet.

Common sense says do not cosign for anyone. The best way to destroy your good credit is to connect it to someone with bad credit.

Don't Borrow Money from Friends

Before you borrow money from a family member or friend, you should ask yourself some questions first.
1. Are you borrowing money for something essential? Rims, a stereo, a car, phone, etc. are not essential. Food is essential. Rent is not essential, because you should be paying that already. Bail is not essential. What are you doing that lands yourself in jail? Stay there.
2. Why are you asking this person for money? Why aren't you getting a payday loan?
3. Are you going to be able to pay this person back? Have you done a budget? Why are you spending more money than you make? http://cgi.money.cnn.com/tools/budget101/budget_101.jsp
4. Why can't you get a second job to make the money you need?
5. Why do you need the money NOW? Why can't you wait?
6. Why are you in finacial trouble? What went wrong? It is ok to have an emergency come up, but that is a one time thing. If you have to ask someone to borrow money to pay your bills, then you need to stop making the bills.
7. If you don't pay the money back, are you willing to lose the friendship or relationship with the person you are borrowing from?
8. You need to sign a promissory note. You should pay them interest and be grateful to them.

Common sense says pay your own bills. But if you have to borrow money, you pay that money back before you waste your money on other things.

Friday, February 8, 2008

What were you thinking lending him $?

Neither a lender nor a borrower be. Shakespeare (Hamlet)
Shakespeare had it right. But people keep lending losers money and then wonder why they don't get paid back.
Before you lend someone money, you need to ask some questions.
1. Why are they asking you for the money as opposed to asking a family member? (Because no one else will lend them money, because they don't pay money back.)
2. How long have you known this person? (All of your life is the only good answer)
3. What is your relationship with this person? (Is this person just using you? Will they drop you as soon as they get the money?)
4. What are they borrowing the money for? (If it is not for food or necessary medical care, they can live without it.)

5. Why can't they borrow money from a bank or get a payday loan? (Because they have bad credit. Because they don't pay their bills)
6. If a bank, family member or payday loan center won't lend them money, why should you take the risk? (Because you have sucker written across your forehead.)
7. If a person has bad credit, there is a reason. IT IS BECAUSE THEY DON'T PAY THEIR BILLS. Can you just give this person the money and not expect it to be paid back? (Because you probably won't see the money again.)
8. What will happen if they don't pay you back? (Never lend money that you need back to pay your own bills.)

9. Will they sign a promissory note? (Make sure you get the terms in writing.) http://www.ilrg.com/forms/promisry.html
10. Will they pay you interest? (A bank charges a fee, why should you lend it for free?)
11. Why are they desperate and need the money now and can't wait?

Common sense says do not lend people money. You are not a bank. If someone you loved desperately needs money, then hire them to do some work for you. (Clean your house, wash your car, etc.)

Tuesday, February 5, 2008

What was Britney Spears thinking?



I think we are all aware of what is going on with Britney. She is a prime example of a lack of common sense. Britney is currently been committed, because she was acting irrational and a danger to herself.





http://www.tmz.com/2008/01/31/britney-could-be-involuntary-commitment-candidate/



My question is to her family. How did you raise her? Did you instill common sense in her as she was growing up? Her mother, Lynne Spears, is writing a book on parenting. Are you kidding me? Is this her attempt to instill common sense in this generation. I am not sure that a mother with a child out of control and another child who is a teenager, pregnant and not married is qualified to give advice on parenting. Unless that advice is do not do what I did or here are my mistakes, do not make them.

http://www.usmagazine.com/britney_spears_50

Lesson #2: Celebrities are NOT good role models for how to live. Parents should be the role model for their children. Parents talk to your children.


What were parents thinking?


Parents allowed their children to compete on a reality TV show called Kid Nation. At least 2 children were injured when they drank bleach. Are you kidding me? These kids were between 8 and 10 years old, so we are not dealing with someone who does not know better.


How could one child much less 2 drink bleach thinking that it is water? First of all bleach has an odor. Water does not. That should have been their first clue. After the first child drank the bleach and suffered burns, the second child went ahead and drank it too. If you see someone suffer an adverse response to doing something, common sense would suggest that you do not do the same thing. And there was an adult present as part of the filming. Common sense would say ... PUT THE CAMERA DOWN AND STOP THE KIDS FROM HURTING THEMSELVES.


Where was the common sense of the parents that signed consent forms that released the producer from all liability, including the event of death? A parent with common sense would take their child and run in the opposite direction. Is your child being on television so important you would risk their life? To the parents whose children were burned by drinking the bleach, was it worth it?




Lesson #1: Do not drink bleach or anything that smells "funny".




What were you thinking?

Every day I am amazed by the demonstration of the lack of common sense. It seems that common sense is a dying trait in this world. I am not sure what caused this demise, but this is my perhaps futile attempt to revive it. All you have to do is watch one hour of daytime television or court programing and you will see what I mean.

Common sense was a thriving trait when I was younger, but 30 years later it is on life support. I wonder if parents abandoning the raising of their children to television, videos, video games and others is responsible. Parents used to teaching their children by talking to them every day and giving them lessons that would last a lifetime.

Hopefully, this blog will instill some common sense in today's world.