It amazes me when people sit back and wait for someone to come rescue them from some disaster: financial, natural, or otherwise. You cannot count on the government or some other entity to come to your rescue, especially if you are poor or a minority. Just look at what happened after Katrina and compare that with the response to the wildfires in San Diego, CA.
People get mortgages that they cannot afford and turn to the government to bail them out. People have children that they cannot afford and turn to the government to pay for their children. People live with their parents or other relatives and sponge off of them. You are responsible to pay for yourself and your minor children.
How can you prepare to take care of yourself in a natural disaster?
1. Have one week's supply of food in your house at all times
2. Have 21 gallons of water per person in your house
3. Keep your car's gas tank at least 1/2 full at all times
4. Have at least $100 in small bills in your house at all times
5. Have a plan for each and every disaster that can hit your area
6. Do some research and determine what you need to do for those disasters and how to prepare
How can you take care of yourself financially?
1. Get a job, if you do not have one.
2. Get an education, if you want a better job
3. Make a budget and don't spend more money than you make
4. As part of your budget, set aside at least $10 a month in savings that you only touch in emergencies
5. Use birth control and plan when to have your children
6. Do not assume that someone else is going to pay your way, you have to pay your own way
