Monday, June 9, 2008
Gas Prices > $4.00 / gallon
Friday, April 18, 2008
Girl-illas
What is the matter with teenaged girls these days? To beat a "friend" senseless and videotape it for YOUtube. They do not care about right and wrong and are completely self-centered. They showed no remorse and were worried about not being able to get to cheerleading practice. What is the proper punishment for these girls? Send them to Iraq. Send them to boot camp in the Marines and then ship them off. They will learn a sense of responsibility to others and a sense of morality.
Their behavior is completely UNACCEPTABLE. And their parents are trying to defend them by saying that the victim provoked it by saying insults on MySpace. How stupid are the parents and they pass that stupidity on to their children. Never, ever is violence an acceptable response to words that one does not like. Hurt feelings is the price we as a society pay for freedom of speech. Another shameful example of the death of common sense. SHAME ON YOU GIRLS AND SHAME ON YOUR PARENTS!
Thursday, April 3, 2008
Dressing like a slut or prostitute
Monday, March 24, 2008
Are you money smart?
Thursday, March 13, 2008
100% effective birth control
Tuesday, March 11, 2008
You are responsible for yourself
People get mortgages that they cannot afford and turn to the government to bail them out. People have children that they cannot afford and turn to the government to pay for their children. People live with their parents or other relatives and sponge off of them. You are responsible to pay for yourself and your minor children.
How can you prepare to take care of yourself in a natural disaster?
1. Have one week's supply of food in your house at all times
2. Have 21 gallons of water per person in your house
3. Keep your car's gas tank at least 1/2 full at all times
4. Have at least $100 in small bills in your house at all times
5. Have a plan for each and every disaster that can hit your area
6. Do some research and determine what you need to do for those disasters and how to prepare
How can you take care of yourself financially?
1. Get a job, if you do not have one.
2. Get an education, if you want a better job
3. Make a budget and don't spend more money than you make
4. As part of your budget, set aside at least $10 a month in savings that you only touch in emergencies
5. Use birth control and plan when to have your children
6. Do not assume that someone else is going to pay your way, you have to pay your own way
Wednesday, February 27, 2008
Too Good To Be True
One example is where a person receives a phone call and is told that they need to give information to the caller in order to get their rebate.
http://www.irs.gov/newsroom/article/0,,id=178061,00.html
Another example is where people seem to think that money should rain on them and that they win some foreign lottery without even entering. Come on people, think about it. How can you win something if you did not enter? Why do people fall for this scam? Greed, plain and simple. The desire to get something for nothing is what cause people to fall for this scam.
http://www.scambusters.org/foreignlottery.html
Someone you never met before wants you to cash some money orders for them and send them the cash. They usually offer to let you keep some of the money for your trouble. This person usually finds you through a dating site or simply IMs you out of the blue. They will chat with you for awhile to establish a rapport, then comes the big bang. Don't fall for it. If you refuse, see how quickly the person who professed he loves you drops you.
http://postalinspectors.uspis.gov/radDocs/consumer/moalert.htm
Common sense says if it is too good to be true, then it is. No one rains money on you.
Tuesday, February 19, 2008
American Idol Wannabe
However, today's youth have learned that they can do anything they want to do irrespective of talent or ability. You merely have to watch the first few episodes of American Idol to see people embarassing themselves on national TV, because they think that they can sing. Parents have forgot to tell their children along with being able to do anything that you want to do that you also need hard work and God-given talent. Wanting something really bad is not enough to be able to get it always.
The average height of an NBA player is 6'7". However, Earl Boykins, who is only 5'5", plays in the NBA. Earl, as a child, had a desire to play basketball. But a desire is not enough. Not all men who are 5'5" tall that want to play in the NBA will be able to do it, because desire is not enough. You need desire + hard work + God-given talent.
So yes, you can be anything that you want to be. However, it won't happen if you do not have the talent. It also will not happen without hard work on your part. You need to learn to assess your abilities. Just because you want to be a singing sensastion, doesn't mean that you can sing.Common sense says assess your abilities and be real. There is nothing wrong with changing your dream once you learn that you lack the ability to do what you want to do.
Saturday, February 16, 2008
Droopy Drawers
Tuesday, February 12, 2008
Sticks and Stones
So what if someone calls you a name or says something about you? I know that you will say "it hurt my feelings." And your logic says, if she hurt my feelings, I can hurt her body. That is not logical. For example, if Sue says "John is stupid." Is the correct response of John to pull out a gun a shoot Sue? Or is the correct response of John to punch Sue in the nose? NO!
The proper response to words is words or even better ignore it. Why should John care if Sue thinks that John is stupid? {insert any words for stupid} John should not care. John should tell Sue "Sticks and Stones may break my bones, but words will never hurt me" and walk away.
Common Sense says do not respond to words that you do not like with fists or other mechanisms of violence. Common Sense says use your brain and respond accordingly.
Monday, February 11, 2008
Cosign? Don't sign!
1. Why does this person need a cosigner? They need you because you have good credit and they have bad credit. You have good credit, because you pay your bills. They have bad credit, because they don't pay their bills.
2. If they don't pay other bills, why do you think they are going to pay this bill?
3. Have you completely reviewed this person's financial information to determine if they will be able to pay this loan? If someone is asking you to cosign, then they should open up their books to you. You need to know that they are able to pay this bill.
4. Are you married to this person? Are you a parent to this person? Any other relationship, DO NOT COSIGN. If you are just living with this person, then what happens when you break up? If you are married, then the court handling the divorce takes care of who has to pay this debt. If you are a parent, then you need to stop enabling your adult child and force them to stand on their own two feet.
Common sense says do not cosign for anyone. The best way to destroy your good credit is to connect it to someone with bad credit.
Don't Borrow Money from Friends
1. Are you borrowing money for something essential? Rims, a stereo, a car, phone, etc. are not essential. Food is essential. Rent is not essential, because you should be paying that already. Bail is not essential. What are you doing that lands yourself in jail? Stay there.
2. Why are you asking this person for money? Why aren't you getting a payday loan?
3. Are you going to be able to pay this person back? Have you done a budget? Why are you spending more money than you make? http://cgi.money.cnn.com/tools/budget101/budget_101.jsp
4. Why can't you get a second job to make the money you need?
5. Why do you need the money NOW? Why can't you wait?
6. Why are you in finacial trouble? What went wrong? It is ok to have an emergency come up, but that is a one time thing. If you have to ask someone to borrow money to pay your bills, then you need to stop making the bills.
7. If you don't pay the money back, are you willing to lose the friendship or relationship with the person you are borrowing from?
8. You need to sign a promissory note. You should pay them interest and be grateful to them.
Common sense says pay your own bills. But if you have to borrow money, you pay that money back before you waste your money on other things.
Friday, February 8, 2008
What were you thinking lending him $?
Shakespeare had it right. But people keep lending losers money and then wonder why they don't get paid back.
Before you lend someone money, you need to ask some questions.
1. Why are they asking you for the money as opposed to asking a family member? (Because no one else will lend them money, because they don't pay money back.)
2. How long have you known this person? (All of your life is the only good answer)
3. What is your relationship with this person? (Is this person just using you? Will they drop you as soon as they get the money?)
4. What are they borrowing the money for? (If it is not for food or necessary medical care, they can live without it.)
5. Why can't they borrow money from a bank or get a payday loan? (Because they have bad credit. Because they don't pay their bills)
6. If a bank, family member or payday loan center won't lend them money, why should you take the risk? (Because you have sucker written across your forehead.)
7. If a person has bad credit, there is a reason. IT IS BECAUSE THEY DON'T PAY THEIR BILLS. Can you just give this person the money and not expect it to be paid back? (Because you probably won't see the money again.)
8. What will happen if they don't pay you back? (Never lend money that you need back to pay your own bills.)
9. Will they sign a promissory note? (Make sure you get the terms in writing.) http://www.ilrg.com/forms/promisry.html
10. Will they pay you interest? (A bank charges a fee, why should you lend it for free?)
11. Why are they desperate and need the money now and can't wait?
Common sense says do not lend people money. You are not a bank. If someone you loved desperately needs money, then hire them to do some work for you. (Clean your house, wash your car, etc.)
Tuesday, February 5, 2008
What was Britney Spears thinking?
I think we are all aware of what is going on with Britney. She is a prime example of a lack of common sense. Britney is currently been committed, because she was acting irrational and a danger to herself.
http://www.tmz.com/2008/01/31/britney-could-be-involuntary-commitment-candidate/
My question is to her family. How did you raise her? Did you instill common sense in her as she was growing up? Her mother, Lynne Spears, is writing a book on parenting. Are you kidding me? Is this her attempt to instill common sense in this generation. I am not sure that a mother with a child out of control and another child who is a teenager, pregnant and not married is qualified to give advice on parenting. Unless that advice is do not do what I did or here are my mistakes, do not make them.
http://www.usmagazine.com/britney_spears_50
Lesson #2: Celebrities are NOT good role models for how to live. Parents should be the role model for their children. Parents talk to your children.
What were parents thinking?
Where was the common sense of the parents that signed consent forms that released the producer from all liability, including the event of death? A parent with common sense would take their child and run in the opposite direction. Is your child being on television so important you would risk their life? To the parents whose children were burned by drinking the bleach, was it worth it?
What were you thinking?
Common sense was a thriving trait when I was younger, but 30 years later it is on life support. I wonder if parents abandoning the raising of their children to television, videos, video games and others is responsible. Parents used to teaching their children by talking to them every day and giving them lessons that would last a lifetime.
Hopefully, this blog will instill some common sense in today's world.